Federal Loan Deferment Forms (Download)

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Loan Deferment Conditions

Summary of Loan Deferment Conditions for Stafford and Perkins Loans Borrowers.*

Economic Hardship Deferment

You must receive federal or state public assistance or earn less than a federal minimum wage or exceed a federally defined debt-to-income ratio to receive this deferment.

Education Related Deferment

You can download your Education Related Deferment Form here.

In School at Least Half Time Deferment

You must be enrolled at an eligible school on at least a half-time basis.

Military Deferment (All Federal Loans)

You are serving on active duty in the U.S. Military during a war, other military operation or national emergency. Or you are performing qualifying National Guard duty during a war, other military operation or national emergency.

Parent PLUS Borrower Deferment

Download your Parent PLUS Borrower Deferment form here.*

Public Service Deferment Download your Public Service Deferment Form here.

Temporary Total Disability Deferment

You must be unable to work and earn money or go to school for at least 60 days in order to recover from an illness or injury or care for a spouse or dependent with an illness or injury. The condition cannot have existed before you applied for the loan(s).

Unemployment Deferment

You must be seeking but unable to find full-time employment (more than 30 hours per week) that is expected to last at least 3 months.

Parental Leave & Working Mother Deferment

You must be the mother of a preschool age child, be working full-time but earning not more than $1 above minimum wage, and meet other conditions.

All forms and information courtesy of the U.S. Department of Education

*The Parent Plus Borrower Deferment Form and Loan Deferment Conditions Form will be updated as soon as new forms become available.